Got a Foreclosure Notice? Do These 5 Things Today
By Kris Lindahl Real Estate. Updated 2026-11-10.
1. Do not ignore it
Open every letter. Write down every date. The deadlines in these notices are real, and they move fast.
2. Call your lender
Ask what options they offer. Write down the name of every person you talk to, the date, and what they said.
3. Talk to a HUD-approved housing counselor
Counselors are free or low cost. The HOPE Hotline, 888-995-HOPE (4673), can connect you with one.
4. Get legal advice if you can
An attorney can explain your rights and your deadlines in your state. We are a real estate team, not a law firm.
5. Call a short sale agent early
If you owe more than the home is worth, a short sale may be a way out. The earlier you call, the more time we have. Call 855-967-7653.