What Your Lender Wants in a Short Sale Package
By Kris Lindahl Real Estate. Updated 2026-11-10.
Why the package matters
A missing page can add weeks. A complete, clean file helps the lender say yes faster.
What is usually in it
Most lenders ask for a hardship letter, proof of income, recent bank statements, tax returns, a signed listing agreement, a buyer's offer, and a short sale authorization. Some ask for more.
How we help
We build the file, check it for gaps, send it, and follow up. You get plain updates, not mystery.